Private Health Insurance · Austria

Health Insurance. More than statutory health insurance.

Statutory health insurance covers the essentials – but not everything. With private supplementary insurance, you choose your own doctor, avoid long waiting times, and receive services not covered by statutory health insurance.

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Krankenversicherung Spital
What is covered?

More than statutory health insurance.

Private health insurance specifically complements statutory health care where it falls short. Depending on your chosen plan, you benefit from significantly more comfort, choice, and scope of services.

  • Free choice of doctor – including private doctors & specialists
  • Hospital stay in a single or double room
  • Hospital daily allowance for inpatient stays
  • Reimbursement for treatments rejected by statutory health insurance
  • Health checks & preventive examinations
  • Shorter waiting times for appointments & operations
Important to Know

The earlier, the better.

The premium depends on the entry age – those who join young and healthy pay less permanently. Existing pre-existing conditions can lead to exclusions, surcharges, or even rejection.

Health insurance is the only sector where the insurer has no right of termination in the event of a claim – even in case of serious illness.

Why Bischof

Independent. For you.

As insurance brokers, we are not obligated to any insurer – only to you. This means: objective market comparison, honest recommendation, and a contact person who stands by your side even in the event of a claim.

Consultation, comparison, and conclusion are completely free of charge for you.

Contact

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